Consumer and commercial financing programs designed for Lawn & Garden dealers

Industry-leading consumer and commercial financing for a wide range of outdoor power equipment brands.

Or choose the program(s) to fit your products

Cub Cadet

Consumer and commercial programs with exclusive rates for authorized Cub Cadet dealers available on new Cub Cadet, Troy-Bilt and DeWALT equipment.

Toro/Exmark

Manufacturer-sponsored consumer and commercial programs with exclusive rates for Toro & Exmark Dealers.

Visit us at Equip October 15–18th — Promotional 0% interest for 60 months! Learn more >

TD Retail Card Services benefits

Business Portal

24/7 access to training, current financing offers, marketing tools, monthly payment calculators and more.

Commercial Financing

When they grow, you grow. Offer commercial financing to your business customers.

Stronger Purchasing Power

Boost sales with financing offers to purchase new and used equipment, accessories, parts—and even service.

Ongoing Support

Our partners benefit from ongoing program support and training from TD’s field sales team.

Strong Credit Limits

Close the deal with strong credit limits that generate bigger tickets and add-on purchases.

Loyalty Tools

Build customer loyalty with ongoing promotions and a card embossed with your store name.

Join our growing list of Lawn & Garden dealer partners

Why financing matters

98%

of retail cardholders said financing was important when making a major outdoor power equipment purchase.*

84%

of Lawn & Garden retail cardholders say the ability to finance their purchase affects the amount they’re willing to spend.*

81%

of retail cardholders said financing was important when making a major purchase.*

*Source: TD Customer Experience Survey. A major purchase is defined as spending $500 or more on a single product

Frequently asked questions

  • The Yard Card Financing Program is a suite of financing products specifically for outdoor power equipment purchases.

  • Manufacturer-sponsor programs give dealers like you exclusive pricing and/or rebates when offering financing on that manufacturer’s equipment. Yard Card has agreements with over 50 top manufacturers, so you can be sure your financing program will fit with your product mix.

  • It gives your customers special financing offers and a revolving line of credit to use for new and used equipment purchases. Unlike many competitor programs, it can also be used to for equipment parts and service. With more purchasing power and a dedicated line of credit, your customers can get what they really need and pay over time.

  • It’s simple. Complete and submit the online dealer application. We’ll review your application and send you all the required materials upon approval. Most applications are approved within 24 hours.

  • Yard Card is for consumer customers and Yard Card PLUS is for commercial customers. Both offer a revolving line of credit card with financing options that can be used for new and used equipment, parts, service, and virtually all products sold at participating lawn and garden dealers.

  • There are special promotions available through the Yard Financing Programs that you can use to close sales. Various manufacturers or your distributor may elect to support product sales with special retail promotions on the card. You can also use our promotions to meet individual sales objectives.

  • With Yard Card Financing revolving products, customers may purchase all brands of new and used equipment, parts, services, and other products that Lawn & Garden dealers sell, such as landscaping supplies and go-carts. (Items such as guns, ammunition, titled vehicles and boats are excluded.)

Questions?

Provide a few quick details and we’ll get in touch to discuss your financing needs.