Toro/Exmark

Manufacturer-sponsored consumer and commercial programs with exclusive rates for Toro & Exmark Dealers

Give your customers the power to purchase

The Exmark Credit Card gives you multiple financing options that make it easier for your customers to buy the Exmark equipment they need. Plus, it’s revolving line of credit they can use for future purchases, parts, service and accessories, strengthening customer loyalty to your business.

TD Retail Card Services benefits

Business Portal

24/7 access to training, current financing offers, marketing tools, monthly payment calculators and more.

Commercial Financing

When they grow, you grow. Offer commercial financing to your business customers.

Stronger Purchasing Power

Boost sales with financing offers to purchase new and used equipment, accessories, parts—and even service.

Ongoing Support

Our partners benefit from ongoing program support and training from TD’s field sales team.

Strong Credit Limits

Close the deal with strong credit limits that generate bigger tickets and add-on purchases.

Loyalty Tools

Build customer loyalty with ongoing promotions and a card embossed with your store name.

Visit us at Equip October 15–18th — Promotional 0% interest for 60 months! Learn more >

Why financing matters

98%

of retail cardholders said financing was important when making a major outdoor power equipment purchase.*

84%

of Lawn & Garden retail cardholders say the ability to finance their purchase affects the amount they’re willing to spend.*

81%

of retail cardholders said financing was important when making a major purchase.*

*Source: TD Customer Experience Survey. A major purchase is defined as spending $500 or more on a single product

Frequently asked questions

  • The Toro and Exmark financing programs are a suite of financing products for consumer and commercial customers.

  • It gives your customers special financing offers and terms providing a revolving line of credit at the time an account is established. The Toro/Exmark financing programs can be used to finance Toro, Exmark and Z Turf equipment, parts, accessories, and service. Financing makes it easier to close a potential sale and can also be used as a powerful tool for your dealership to upsell.

  • It is a simple process. Complete the online dealer application and once submitted, TD Retail Card Services will review your application and send you all of the required supplies upon approval.

  • Revolving credit card programs that can be used for Toro, Exmark and Z Turf equipment, parts, service and accessories. Loyalty through repeat purchases is also created with your store name on every card that is originated in your dealership.

  • There are special promotions available through the Toro/Exmark Programs that you can use to close sales. Toro/Exmark may elect to support product sales with special retail promotions on the card throughout the year. You can also use these promotions to meet individual sales objectives. Does VISA or MasterCard offer you this?

  • Customers can purchase new Toro, Exmark and Z Turf equipment, parts, service and accessories. Programs are also available for customers to purchase used Toro/Exmark equipment as well as non-Toro/Exmark equipment.

  • No interest will be assessed if the Customer makes on-time payments and pays off the balance before the promotional period ends. If the customer does not pay the balance in full by the expiration date, interest will be assessed from the purchase date at the standard APR, currently 29.99% for new accounts. Existing account holders can refer to their credit agreement for applicable terms.

  • Customer’s monthly payment amount is determined by applying the promotional APR to the sum of their purchase amount and promotional fee amount and then dividing that amount by the number of months in the offer. This will pay off the balance if all payments are made on time. Other transactions, including fees and other charges, may affect the overall monthly payment amount.

  • Application and sales processing is available 24/7, 365 days a year.

Questions?

Provide a few quick details and we’ll get in touch to discuss your financing needs.